Consulting Services

 

As your trusted advisors we are committed to helping you fulfil your insurance and risk management needs. Rather than simply offer insurance products, we make product recommendations based on what best suits your needs and situation.

Our remuneration is in the form of fees, commissions, or a combination of both. And we’ll do our best to give you advice on how to keep your costs as low as possible.

For those early in their careers or just starting a business, it may be more cost effective to pay for services through regular commissions and/or flat fees.

For those who are established in their career or business, who have accumulated a certain level of assets, a fee-based model is usually more advantageous.

We provide the following consultation services:

• Insurance portfolio review — this will ensure that you are adequately protected from deficiencies in your insurance portfolio.
• Individual or group insurance coverage review — this will ensure you have the insurance coverage that’s suitable for your needs.
• Tax-proofing your existing insurance coverage — protecting your coverage from potential tax liabilities.
• Estate, financial and succession planning — help you to move your business to the next generation while minimizing tax, Plan for retirement, Set up a trust.
• Buy and Sell business consultation — ensures you have the insurance coverage in place for agreement between co-owners of a business
• Incorporation Services —- We make incorporating your business easy! Our fast and reliable incorporation services come with free consultation, business structuring, and include:
  • Government registration
  • Corporate name
  • Customized minute book
  • Corporate by-laws and resolutions
  • Share certificates
• Out of country travel and its potential risk implications — ensures that your insurance claims won’t be denied if you travel outside of Canada to work, visit or vacation.

You have the questions, we have the expertise and the answers. Us working for you will provide you with the peace of mind that you need to go about your daily life and not having to worry about your financial security.