An investment plan defines how you will invest your money, prioritize, fund, manage and evaluate your investments while you seek to meet your goals and objectives. Investors may use an active and/or a passive management style for a portfolio depending on long, medium, or short-term goals, and their individual (or unique) investment style.
We can help you design the right investment plan.
You will spend many years working. One day you will need to retire with a good income generated from your accumulated investments. Retirement planning is never finished. You will need to manage your investments carefully to maximize their return through life’s various stages as you move closer to, and during, retirement.
Through good markets and volatile markets, we help individuals, families, and business owners with their financial needs. We realize one program doesn’t fit all investor needs, so we will take into consideration your changing goals—for example, if you have other short-term needs, we will help you tailor an investment plan to suit your specific goals.
We can help you to re-evaluate your investment strategy and advise you as we develop a balanced plan that is best suited to your overall investment needs. Retirement planning must ensure the best use of capital with minimization of tax during the investment growth stages, as well as during the period when you will depend on your investments to create wealth as it transfers to income.
Contact us to discuss your retirement goals and strategies.
An annuity is a simple retirement option you can use to create income. In exchange for a sum of money, you receive income payments made up of interest and principal that are determined by your age (and in certain cases, your spouse’s age), current interest rates, the length of time the payments are guaranteed for and the amount of money used to purchase the annuity.
Annuities can offer the highest guaranteed income amount possible from an investment at the time of planning. They are an exceptional choice for an investor who wants to help cover essential expenses in retirement, prefers a guaranteed income stream, is concerned about outliving his or her savings, wants to reduce tax on investment income or subsidize early retirement income. It is also useful where an investor wants to fund a child’s ongoing educational costs.
Contact us to discuss Annuity options available that may suit your overall investment planning.
Individual Pension Plan
An Individual Pension Plans (IPP) is a vehicle for retirement and estate planning for the right person (business owners over 40 or incorporated professionals earning around $100,000 or more). It is a defined benefit pension plan which provides greater tax deferred contributions than those available through a Registered Retirement Savings Plan (RRSP).
Contact us to discuss your potential IPP needs.
Find out how we can help you establish a customized, Tax proof Investment Portfolio. Speak with one of our unbiased investment advisors. We would be happy to work with you firstname.lastname@example.org
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