Life can change in an instant. You and your family deserve peace of mind. Your Insurance Portfolio should be the cornerstone of your financial planning program. Your Insurance portfolio provides you with the greatest protection against financial catastrophes.

A comprehensive Insurance Portfolio includes a diverse selection of insurance products, managed by recommendations that involves renegotiation of current policies to enhance their value, acquisition of replacement or additional policies to expand value, and consideration of strategies to recover capital value.

An investment planning defines how you will invest your money, prioritize, fund, manage and evaluate your investments while you seek to meet your goals and objectives. Investors may use an active and/or a passive management style for a portfolio depending on long-, medium-, or short-term goals, and their individual (or unique) determined investment style.

We can help you design the right investment plan.

Having an estate plan will:

• ensure your assets pass to the heirs of your choice
• facilitate efficient administration of your estate
• reduce income taxes payable after your death and adequately fund their payment
• provide for management of property for minors or those who lack the skill or ability to do so themselves
• provide for guardianship of minors
• arrange your affairs in an orderly manner to minimize the burden on your family